Selling Real Estate By Design

Selling Real Estate By Design
Mentoring in Real Estate

The 10 Commandments of Home Purchasing with a Mortgage

THE TEN COMMANDMENTS when applying for a Real Estate Loan / Mortgage:

1. Thou shalt not change jobs, become self-employed or quit your job(s).

2. Thou shalt not buy a car, truck or van (or you may be living in it).

3. Thou shalt not use charge cards excessively or let your accounts fall behind.

4. Thou shalt not spend money you have set aside for closing.

5. Thou shalt not omit debts or liabilities from your loan application.

6. Thou shalt not buy furniture.

7. Thou shalt not originate any inquiries into your credit.

8. Though shalt not make large deposits without first checking with your loan officer.

9. Thou shalt not change bank accounts.

10. Thou shalt not co-sign a loan for anyone.

JUST DON’T DO IT! Your credit is checked again just before closing and any changes can affect your ability to close on your new home. ALWAYS discuss any possible changes with your LENDER FIRST!

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Georgina is on top of everything! She listens to what you are looking for and what price range you are looking at and finds homes that meet your requirements. She found our home for us in less than a week. We are so happy with the home she found for us and... (more)


Georgina went far above and beyond in selling my house in Maitland in 2014. Of course she got my house sold quickly at a great price, but she also did much more. Since I now live over an hour away in Ocala, Georgjna met with my former tenant and received... (more)


Georgina was a pleasure to work with!! She quickly grasped what we were looking for. We purchased a forclosure, which is no picnic, and Georgina was there every step of the way. She communicated well with all parties involved and made time to meet with us... (more)